Advisory Services
With a team of Consultants drawn from Audit Firms, Rating Agencies, Banks (Conventional and Islamic), ISO Accreditation Agencies, and Regulators, Total RegTech provides our Clients with a unique blend of Business Advisory, Knowledge Transfer, integrated into robust Software Tools for the Institution to thereon independently carry on the Model Validation & Management activity.
Our Services Include
GRC Framework, Policies, Procedures, RCSA, KRI Design & Testing, Controls Design & Testing, Sarbanes-Oxley, BIA & BCM Impact & Risk Assessment, Fraud Risk Assessment, IT/ IS Risk Assurance, ISO Training
- ICAAP, ILAAP
- Integrated Stress Testing
Credit Risk (IFRS9/IRB)
- Rating & Scoring Model Development, Validation, Calibration
- PD Development and PD Curve Calibration
- LGD & EAD Construction
- IFRS9 (ECL) Optimization
ALM & Liquidity Risk
- Prepayment Modelling
- Credit Conversion Factor Modelling
- Core vs Non-Core Deposit Identification
- Behavioral Maturity Trends
- Non-Maturing Deposit Characteristics
- Dynamic ALM Assumptions
- Early Redemption Estimation
- Contract Renegotiation & Renewal Modelling
Performance Management
- FTP Framework Construction and Optimization.
- Risk Adjusted Performance Framework and Optimization
Accounting Policy & Disclosures Framework